ZIP 34684

Palm Harbor, FL

Data based on listings and public records observed by Rufus. May not represent the entire market.

ZIP 34684 covers 7 tracked apartment buildings totaling 1,756 units in Palm Harbor, FL, with an average asking rent of $1,956 — above the national median for this ZIP code. Asking rents span $1,249 to $3,238 across the available inventory. Occupancy of 93.3% is in line with a healthy stabilized market.

The for-sale market in this ZIP code shows a median asking price of $299,900 ($249 per square foot). For-sale listings sit on the market for an average of 93 days. As of the most recent snapshot Rufus is tracking 166 active listings. HMDA mortgage data for the county covering Palm Harbor shows an average loan amount of $419,371 at an average interest rate of 7.01%. 31,002 loans were originated in the most recent reporting year, an elevated denial rate that is worth benchmarking before underwriting new deals.

Rufus refreshes this ZIP code snapshot from live scraping of listing sources and public deed and mortgage records; figures are observed rather than reported by owners and may differ from marketing brochures.

Last updated 2026-07-28 · Tracked since 2025-09-05
Avg Rent
$1,956
$1,249 – $3,238
Buildings
7
Total Units
1,756
Est. Occupancy
93.3%
118 vacant (observed)

Building Vintage

1980-1999
6
2015+
1

Largest Buildings

PropertyUnitsBuiltAvg Rent
Lakeview at Palm Harbor2921984$1,649
Upshore2642025$2,430
Twin Lakes2621986$1,510
Madison Oaks Apartment Homes2501988$1,868
Providence at Palm Harbor2361991$1,574
The Landings at Boot Ranch West2321997$1,803
Stonegate Apartments2201992$2,114
Last updated: 2026-07-19
Median Asking Price
$299,900
Median Size
1,289 sqft
Price per Sqft
$249
Avg Days on Market
93 days
Active Listings
166

Home Type Breakdown

Single Family57.8%(96)
Condo36.1%(60)
Townhome6%(10)
Source: HMDA / CFPB

Mortgage data is reported at the county level and may cover a broader area than the ZIP, city, or metro shown.

Avg Loan Amount
$419,371
Avg Property Value
$571,644
Avg Applicant Income
$203,966
Denial Rate
15.6%
Avg Interest Rate
7.01%
Originations
31,002

Loan Type Breakdown

Conventional82.3%
FHA10.5%
VA7.2%