ZIP 92020

El Cajon, CA

Data based on listings and public records observed by Rufus. May not represent the entire market.

ZIP 92020 covers 21 tracked apartment buildings totaling 2,018 units in El Cajon, CA, with an average asking rent of $2,181 — above the national median for this ZIP code. Asking rents span $1,395 to $3,350 across the available inventory. Occupancy of 95.4% is in line with a healthy stabilized market.

The for-sale market in this ZIP code shows a median asking price of $745,990 ($505 per square foot). For-sale listings sit on the market for an average of 75 days. As of the most recent snapshot Rufus is tracking 94 active listings. HMDA mortgage data for the county covering El Cajon shows an average loan amount of $913,784 at an average interest rate of 6.74%. 65,187 loans were originated in the most recent reporting year, a denial rate close to the national average.

Rufus refreshes this ZIP code snapshot from live scraping of listing sources and public deed and mortgage records; figures are observed rather than reported by owners and may differ from marketing brochures.

Last updated 2026-07-27 · Tracked since 2025-09-04
Avg Rent
$2,181
$1,395 – $3,350
Buildings
21
Total Units
2,018
Est. Occupancy
95.4%
92 vacant (observed)

Building Vintage

Pre-1980
16
1980-1999
5

Largest Buildings

PropertyUnitsBuiltAvg Rent
Forest Park at Fletcher Hills3381974$2,389
The Timbers Apartments2241974$1,915
Oak Valley Apartments1901967$1,925
Terre at Lexi1641970$2,214
Colonnade at Fletcher Hills1381978$2,546
Vista Palms1131980$1,408
Horizon1051974$2,233
Lexington Park791987$2,740
Mollison Garden Apartments711975$2,095
Terre at E Park681972$1,945
Last updated: 2026-07-14
Median Asking Price
$745,990
Median Size
1,448 sqft
Price per Sqft
$505
Avg Days on Market
75 days
Active Listings
94

Home Type Breakdown

Single Family53.2%(50)
Condo31.9%(30)
Townhome14.9%(14)
Source: HMDA / CFPB

Mortgage data is reported at the county level and may cover a broader area than the ZIP, city, or metro shown.

Avg Loan Amount
$913,784
Avg Property Value
$1,206,565
Avg Applicant Income
$271,768
Denial Rate
13.1%
Avg Interest Rate
6.74%
Originations
65,187

Loan Type Breakdown

Conventional77.8%
FHA8.6%
VA13.5%
USDA0.1%