ZIP 28212

Charlotte, NC

Data based on listings and public records observed by Rufus. May not represent the entire market.

ZIP 28212 covers 31 tracked apartment buildings totaling 6,704 units in Charlotte, NC, with an average asking rent of $1,533 — close to the national median for this ZIP code. Asking rents span $859 to $2,705 across the available inventory. Reported occupancy is 90.5%, softer than most stabilized markets and consistent with active leasing concessions.

The for-sale market in this ZIP code shows a median asking price of $319,000 ($212 per square foot). For-sale listings sit on the market for an average of 83 days. As of the most recent snapshot Rufus is tracking 101 active listings. HMDA mortgage data for the county covering Charlotte shows an average loan amount of $464,910 at an average interest rate of 6.68%. 46,554 loans were originated in the most recent reporting year, a denial rate close to the national average.

Rufus refreshes this ZIP code snapshot from live scraping of listing sources and public deed and mortgage records; figures are observed rather than reported by owners and may differ from marketing brochures.

Last updated 2026-07-28 · Tracked since 2025-09-04
Avg Rent
$1,533
$859 – $2,705
Buildings
31
Total Units
6,704
Est. Occupancy
90.5%
638 vacant (observed)

Building Vintage

Pre-1980
4
1980-1999
16
2000-2014
2
2015+
9
Last updated: 2026-07-13
Median Asking Price
$319,000
Median Size
1,613 sqft
Price per Sqft
$212
Avg Days on Market
83 days
Active Listings
101

Home Type Breakdown

Single Family56.7%(59)
Condo22.1%(23)
Townhome21.2%(22)
Source: HMDA / CFPB

Mortgage data is reported at the county level and may cover a broader area than the ZIP, city, or metro shown.

Avg Loan Amount
$464,910
Avg Property Value
$624,800
Avg Applicant Income
$198,701
Denial Rate
9.4%
Avg Interest Rate
6.68%
Originations
46,554

Loan Type Breakdown

Conventional84.8%
FHA11.1%
VA4%