ZIP 21401

Annapolis, MD

Data based on listings and public records observed by Rufus. May not represent the entire market.

ZIP 21401 covers 10 tracked apartment buildings totaling 3,054 units in Annapolis, MD, with an average asking rent of $2,511 — above the national median for this ZIP code. Asking rents span $1,598 to $3,861 across the available inventory. Reported occupancy is 91.1%, softer than most stabilized markets and consistent with active leasing concessions.

The for-sale market in this ZIP code shows a median asking price of $999,999 ($529 per square foot). For-sale listings sit on the market for an average of 62 days. As of the most recent snapshot Rufus is tracking 115 active listings. HMDA mortgage data for the county covering Annapolis shows an average loan amount of $479,832 at an average interest rate of 6.64%. 7,065 loans were originated in the most recent reporting year, a denial rate close to the national average.

Rufus refreshes this ZIP code snapshot from live scraping of listing sources and public deed and mortgage records; figures are observed rather than reported by owners and may differ from marketing brochures.

Last updated 2026-07-28 · Tracked since 2025-09-05
Avg Rent
$2,511
$1,598 – $3,861
Buildings
10
Total Units
3,054
Est. Occupancy
91.1%
271 vacant (observed)

Building Vintage

1980-1999
1
2000-2014
5
2015+
4

Largest Buildings

PropertyUnitsBuiltAvg Rent
Harbour Gates Apartments5161991$2,020
Avalon Annapolis5082024$2,649
Stone Point Apartments3122005$2,517
Bell Annapolis on West3002006$2,143
Maris2932018$2,548
Aventon Annapolis2502023$2,573
The James2362016$2,701
Annapolis Bay2162003$2,446
Crosswinds at Annapolis Town Center2152013$2,536
Mariner Bay at Annapolis Town Center2082008$3,330
Last updated: 2026-07-23
Median Asking Price
$999,999
Median Size
2,557 sqft
Price per Sqft
$529
Avg Days on Market
62 days
Active Listings
115

Home Type Breakdown

Single Family62.9%(73)
Condo19%(22)
Townhome18.1%(21)
Source: HMDA / CFPB

Mortgage data is reported at the county level and may cover a broader area than the ZIP, city, or metro shown.

Avg Loan Amount
$479,832
Avg Property Value
$595,791
Avg Applicant Income
$178,124
Denial Rate
8.6%
Avg Interest Rate
6.64%
Originations
7,065

Loan Type Breakdown

Conventional65.8%
FHA15.3%
VA18.7%
USDA0.2%