ZIP 92056

Oceanside, CA

Data based on listings and public records observed by Rufus. May not represent the entire market.

ZIP 92056 covers 15 tracked apartment buildings totaling 3,382 units in Oceanside, CA, with an average asking rent of $2,820 — in the upper quartile nationally for this ZIP code. Asking rents span $2,200 to $4,295 across the available inventory. Occupancy of 95.4% is in line with a healthy stabilized market.

The for-sale market in this ZIP code shows a median asking price of $859,000 ($543 per square foot). For-sale listings sit on the market for an average of 43 days. As of the most recent snapshot Rufus is tracking 82 active listings. HMDA mortgage data for the county covering Oceanside shows an average loan amount of $913,784 at an average interest rate of 6.74%. 65,187 loans were originated in the most recent reporting year, a denial rate close to the national average.

Rufus refreshes this ZIP code snapshot from live scraping of listing sources and public deed and mortgage records; figures are observed rather than reported by owners and may differ from marketing brochures.

Last updated 2026-07-28 · Tracked since 2025-09-04
Avg Rent
$2,820
$2,200 – $4,295
Buildings
15
Total Units
3,382
Est. Occupancy
95.4%
156 vacant (observed)

Building Vintage

Pre-1980
6
1980-1999
7
2000-2014
1
2015+
1

Largest Buildings

PropertyUnitsBuiltAvg Rent
Island Club Apartments5921986$2,630
Island Club5921986$2,658
The Villages Of Monterey4241988$2,722
Sofi Ocean Hills4041987$2,877
Luma at El Corazon2682024$3,836
Piazza D'Oro2212008$3,738
Carlsbad View Apartments1361975$2,738
Shadow Ridge Apartments1361976$2,631
Elan Milano1141988$2,805
Ocean Vista1121977$2,452
Last updated: 2026-07-19
Median Asking Price
$859,000
Median Size
1,616 sqft
Price per Sqft
$543
Avg Days on Market
43 days
Active Listings
82

Home Type Breakdown

Single Family57.3%(47)
Condo26.8%(22)
Townhome15.9%(13)
Source: HMDA / CFPB

Mortgage data is reported at the county level and may cover a broader area than the ZIP, city, or metro shown.

Avg Loan Amount
$913,784
Avg Property Value
$1,206,565
Avg Applicant Income
$271,768
Denial Rate
13.1%
Avg Interest Rate
6.74%
Originations
65,187

Loan Type Breakdown

Conventional77.8%
FHA8.6%
VA13.5%
USDA0.1%