ZIP 28204

Charlotte, NC

Data based on listings and public records observed by Rufus. May not represent the entire market.

ZIP 28204 covers 15 tracked apartment buildings totaling 3,789 units in Charlotte, NC, with an average asking rent of $1,859 — above the national median for this ZIP code. Asking rents span $1,250 to $5,458 across the available inventory. Reported occupancy is 88.7%, softer than most stabilized markets and consistent with active leasing concessions.

The for-sale market in this ZIP code shows a median asking price of $515,000 ($366 per square foot). For-sale listings sit on the market for an average of 107 days. As of the most recent snapshot Rufus is tracking 40 active listings. HMDA mortgage data for the county covering Charlotte shows an average loan amount of $464,910 at an average interest rate of 6.68%. 46,554 loans were originated in the most recent reporting year, a denial rate close to the national average.

Rufus refreshes this ZIP code snapshot from live scraping of listing sources and public deed and mortgage records; figures are observed rather than reported by owners and may differ from marketing brochures.

Last updated 2026-07-28 · Tracked since 2025-09-03
Avg Rent
$1,859
$1,250 – $5,458
Buildings
15
Total Units
3,789
Est. Occupancy
88.7%
430 vacant (observed)

Building Vintage

1980-1999
1
2000-2014
3
2015+
11

Largest Buildings

PropertyUnitsBuiltAvg Rent
Lincoln at Dilworth3802018$1,763
Elizabeth Station3662014$1,603
Solis Midtown3282022$1,977
Overton Row3232018$1,750
MAA Plaza Midwood3022025$2,057
Berkshire Dilworth2962015$1,993
Elizabeth Square Apartments2672008$2,042
Midtown 2052612015$1,922
The Gibson2502016$1,678
808 Hawthorne2372011$1,973
Last updated: 2026-07-13
Median Asking Price
$515,000
Median Size
1,615 sqft
Price per Sqft
$366
Avg Days on Market
107 days
Active Listings
40

Home Type Breakdown

Condo47.5%(19)
Townhome35%(14)
Single Family17.5%(7)
Source: HMDA / CFPB

Mortgage data is reported at the county level and may cover a broader area than the ZIP, city, or metro shown.

Avg Loan Amount
$464,910
Avg Property Value
$624,800
Avg Applicant Income
$198,701
Denial Rate
9.4%
Avg Interest Rate
6.68%
Originations
46,554

Loan Type Breakdown

Conventional84.8%
FHA11.1%
VA4%